Lost Lake Tribune Financial Advice Edition April 24, 2009

Dr. Mike Duffy Speaks on Stewardship at Fourth Baptist

-Dr. Mike Duffy of Eternal Vision Ministries in Watertown, Wisconsin spoke on Sunday April 19 at Fourth Baptist Church. Dr. Duffy spoke to all of the adults and youth in the Adult Bible Fellowship hour. He began his message by looking at I Timothy 5:8 "But if any provide not for his own, and specially for those of his own house, he hath denied the faith, and is worse than an infidel". From this verse and other passages, Dr. Duffy taught these two important concepts: First, "The financial stewardship responsibility belongs to the husband" (I Cor. 11:3, 4; Eph. 5:21, 22). Second, "Providing for the family belongs to the husband". According to Dr. Duffy, providing means to make a plan in advance. A diligent plan leads to profit (Prov. 28:20). Dr. Mike Duffy also taught his audience to expect income, get income correctly, and to balance the use of income (Prov. 3:9, 10; 28:22; Eph. 4:28; I Tim. 6:17). Dr. Duffy describes stewardship as "The care for and use of everything that God provides for me". In the morning worship service, Dr. Duffy preached a message entitled "My American Dream Has Become a Nightmare". He asked the question "is our trust in something or is our trust is someone?". According to Dr. Duffy, "Every financial decision that we make . . . is in fact a spiritual decision." Dr. Duffy also encouraged his audience to look at their use of time and talents. Dr. Duffy encouraged those without a job to "look for work not a job" and to "review your marketable skills". He also encouraged those who have a job to be a blessing and not a burden and to be transparent. Finally, Dr. Duffy encouraged everyone in the church to pay attention to the financial world and to have enough cash in an emergency fund. In the final service in the evening, Dr. Duffy preached about estate management. According to Dr. Duffy "the owner is not going to die, the manager is". Dr. Duffy said that one in five Americans have an estate plan. Dr. Duffy knows that it is hard to do estate planning, because of secular lawyers and abusive heirs. He likens the tough decision to Solomon's dilemma in Ecclesiastes 2:18. Dr. Duffy gave these principle for the subject. 1. Inheritance planning is the right thing to do (Prov. 13:22, 22:3). 2. Inheritance planning is the important thing to do (Prov. 11:14; 15:6, 22; 16:8). 3. Inheritance planning needs godly counsel (Psalm 1:1-4) 4. Inheritance planning demands discernment (Prov. 30:7-9). 5. The word 'appropriate' is going to play a key role in the issue of inheritance. 6. You don't have to change your will, use the beneficiary benefit. 7. You will answer to the Lord for your financial decisions. Dr. Mike Duffy's website is http://www.eternalvision.org/ This is an exclusive report from senior editor Benjamin Fugate. Letters to the editor: Baseball "After 2008 and the Cubs losing 3 straight in the playoffs, I said wait till next year. Well, next year is upon us and again the Cubs are up there on top again. So I am quite excited about this year's MLB Season and I just hope that the Cubs will go a little further this season. Thanks, Dad" (Mark Fugate, Neillsville, WI). Other "Hey bro,Yes I would like to continue to receive the Lost Lake Tribune on a regular weekly basis via email. However, at this time, I really don't have a desire to contribute a hour a week to the Lost Lake Tribune right now, currently I am too swamped with homework and my own agenda to be honest. This is probably not right or fair to you since you put many hours into this publication each week. I hope that once I am out of college and have my own computer (about a year from now that will be happening hopefully) I can be more of a contributor to articles and be a more of a giver to this publication as opposed to just a reader and taker.Until then keep up the work and don't let others opinions or words rile you up. Remember, sometimes your friends just want to get a reaction out of you, maybe you shouldn't give them that satisfaction and just ignore them. Sorry, if I sound harsh or uncaring, Ben, I just don't want to see you friends manipulate you. I love you a lot!Love, Rachel" (Fugate) Neillsville, WI "LOL!!!!! That is hilarious! I'll be staying with the Lost Lake Tribune and hopefully be in the inner circle. Kyle" (Courtney) Guthrie Center, IA If you want to send a LETTER TO THE EDITOR just send an email to http://us.mc552.mail.yahoo.com/mc/compose?to=lostlaketribune@twincities.mn Here are some questions that you should answer:

1. What do you think of the Somali Pirate Situation?
2. What do you think of President Obama's current job performance?
3. What do you think of the new MLB season?
4. Who will win the Stanley Cup?
5. Who will win the NBA finals?
6. What do you think of the North Korea nuclear misile situation?
7. What do you think of the Indiana legislature voting to bailout the Capital Improvement Board who owns the professional arenas in Indianapolis?
8. What do you think of your state legislature's job performance?
9. What news stories have influenced you the most lately?
10. What news stories has the Lost Lake Tribune missed lately?

Pick a question or questions and give the Lost Lake Tribune team of editors your thoughts (400 words or less please) Replies are subject to editing or deletion. All suitable replies will appear in the next edition of the Lost Lake Tribune

Here is an example letter. Dear Lost Lake Tribune, My name is Sven Doe. Here are my thoughts on questions 5 and 8. 5. I will pick the Cleveland Cavaliers to defeat the Los Angeles Lakes in the NBA finals 8. I think my state legislature is doing a gret job in continuing to spend a lot of money for education. I was wondering what the Lost Lake Tribune editors believe about Minnesota's $4 Billion budget deficit? Sincerely Yours, Sven Doe The Lost Lake Tribune introduces all of its readers to our 2009 Financial Forum in Waterloo, IA on Saturday June 6th, 2009. You may also be part of the forum on Facebook. For more information or to request a different date, send an email to the Lost Lake Tribune, subject line: Financial forum 2009. The Lost Lake Tribune needs your help in getting a regular weekly edition with a full editorial and full world news articles. The Lost Lake Tribune has four editors currently, however, if you could give just one hour a week (out of 168) and join the Lost Lake Tribune inner circle. For more information please email the Lost Lake Tribune at http://us.mc552.mail.yahoo.com/mc/compose?to=lostlaketribune@twincities.mn subject line: Inner circle. Editorial. I would like to publicly apologize to Marcus Troy for accusing him of undermining the Lost Lake Tribune and trying to take some its editors, namely David Craig and Kyle Courtney. Instead Marcus Troy has asked to be part of the Lost Lake Tribune in an original way with a weekly column with a liberal viewpoint. Marcus Troy will debut with a column soon. Until then this is Senior Editor, Benjamin Fugate lostlaketribune@twincities.mn